MELI Effect

MELIEffect

A regional story, told country by country

The MELI Effect moves across Latin America in different ways. Choose a country to see how it plays out in each market.

FINANCIAL INCLUSION

The solution for getting paid,managing finances,and growing

7,4M

entrepreneurs and SMBs used Mercado Pago to receive payments in 2025

Behind every sale there's a payment. For many businesses, that transaction is also a way to organize their finances, earn returns, invest, and plan payments.

Mercado Pago helps millions of businesses in Brazil organize and manage their operations better.

For more than half of the entrepreneurs and SMBs who use the platform, Mercado Pago is already their main payment tool.

And the history left behind by those payments also opens other doors. Based on that activity, Mercado Pago can offer financing to businesses that typically struggle to access the traditional system.

56%

56% use it as their main payment tool. 90% reduced their reliance on cash

12.4M

12.4 million productive credit loans granted; 86% went to businesses with up to 5 employees

83%

of merchants feel Mercado Pago improved how they manage their finances

Download the MELI Effect report

Brasil · 2026

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