MELI Effect

MELIEffect

A regional story, told country by country

The MELI Effect moves across Latin America in different ways. Choose a country to see how it plays out in each market.

FINANCIAL INCLUSION

From a payment tool to aplatform to managefinances and grow

74%

of the businesses that use Mercado Pago have it as their main tool for taking payments

Behind every sale there is a payment. For many businesses, that movement is also a way to organize their finances, earn returns, invest and plan payments.

Mercado Pago can offer financing to businesses that usually face more difficulties.

In 2025, more than 190,000 businesses and entrepreneurs used Mercado Pago to process their payments. For 74% of them, it is already their main tool for taking payments.

Behind every sale there is a payment. For many businesses, that movement is also a way to organize their finances, earn returns, invest and plan payments.

And the record those payments leave behind opens other doors too. Based on that activity, Mercado Pago can offer financing to businesses that usually find it harder to access the traditional system.

+190K

More than 190,000 businesses and entrepreneurs used Mercado Pago to process their payments.

+86%

More than 86% reduced their cash handling.

140K

Nearly 140,000 productive loans granted; 71% went to businesses with no employees or small companies with up to 5 employees