MELI Effect

MELIEffect

A regional story, told country by country

The MELI Effect moves across Latin America in different ways. Choose a country to see how it plays out in each market.

FINANCIAL INCLUSION

From a payment tool to aplatform to managefinances and grow

190K

SMEs and entrepreneurs used Mercado Pago to receive their payments in 2025

Behind every sale there is a payment. For many businesses, that movement is also a way to organize their finances, earn returns, invest and plan payments.

Mercado Pago helps millions of businesses in Chile better organize and manage their operations.

In 2025, more than 190,000 businesses and entrepreneurs used Mercado Pago to process their payments. For 74% of them, it is already their main tool for taking payments, and for 39% it's their only one.

Behind every sale there is a payment. For many businesses, that movement is also a way to organize their finances, earn returns, invest and plan payments.

And the record those payments leave behind opens other doors too. Based on that activity, Mercado Pago can offer financing to businesses that usually find it harder to access the traditional system.

90%

More than 90% of merchants feel Mercado Pago improved how they manage their finances

140K

Nearly 140,000 productive loans granted; 71% went to businesses with no employees or small companies with up to 5 employees

74%

of SMEs and entrepreneurs have Mercado Pago as their main tool for taking payments. 90% reduced their cash handling

Download the MELI Effect report

Chile · 2026

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