MELI Effect

MELIEffect

A regional story, told country by country

The MELI Effect moves across Latin America in different ways. Choose a country to see how it plays out in each market.

FINANZAS PERSONALES

Saving and investing forthe first time

1,7M

people used their Mercado Pago account to earn returns in 2025

Saving. Seeing a return. Understanding where the money goes. For 38% of users in Chile, Mercado Pago meant starting to save or invest their money in an account or another investment instrument.

The ecosystem's impact shows in the way users handle their money.

Saving. Seeing a return. Understanding where the money goes. For 38% of users in Chile, Mercado Pago meant starting to save or invest their money in an account or another investment instrument.

Today, millions of people earn returns through Mercado Pago. The ecosystem's impact shows in the way users handle their money.

In 2025, nearly 1.7 million people and more than 95,000 SMBs earned returns by using their Mercado Pago account, equivalent to around 21% of Chilean adults who had some kind of bank account at the end of 2025.

1,7M

Nearly 1.7 million people earned returns with their account in 2025

XX

XX use savings pots to organize their savings goals

XX

XX accessed Meli Dólar

+67%

+67% have more control over their income and spending thanks to Mercado Pago