FINANCIAL INCLUSION
From payment tool to aplatform for managingfinances and growing
62%
of businesses that use Mercado Pago say it's their main payment tool.
Behind every sale there's a payment. For many businesses, that transaction is also a way to organize their finances, earn returns, invest, and plan payments.
Mercado Pago can offer financing to businesses that typically struggle the most.
In 2025, 3.2 million businesses and entrepreneurs used Mercado Pago to receive payments. For 62%, it's already their main payment tool.
And the history left behind by those payments also opens other doors. Based on that activity, Mercado Pago can offer financing to businesses that typically struggle to access the traditional system.
3.2M
of entrepreneurs and SMEs used Mercado Pago to receive their payments in 2025.
38.3M
38.3 million productive credit loans granted; more than 80% went to businesses with no employees or up to 5 employees.
+76K
Almost 76,500 SMBs got their first Mercado Pago credit card.
